The Covid-19 business interruption lawyers of Bisnar
Chase are here to help those companies which have been left reeling by the
coronavirus and are struggling to secure insurance payouts.
A huge number of businesses have been hit hard by the Covid-19 pandemic.
This vicious virus has spread at an unprecedented rate, killing tens of
thousands of Americans and putting extreme strain on our hospitals and
But the serious measures taken to halt the outbreak have also had a
crippling effect on businesses. Some have been forced to close locations
and lay off staff, while others have had to close down completely.
In many cases, insurance companies have been denying business interruption
insurance claims caused by Covid-19. If you are struggling to secure
business interruption compensation, contact our attorneys for expert
guidance and a free no-obligation consultation now. We can help.
Business interruption insurance is a form of protection that can be added
to a company’s existing insurance policy. It is designed to protect
businesses against the disruption caused by a disaster that affects
Examples of typical
business interruption coverage
claims might include a fire or natural disaster. But recent events have
seen a huge number of insurance claims by businesses shut down due to the
Most business interruption insurance will provide coverage for:
Profits (based on past performances)
Fixed costs (operational expenses, rent, etc.)
Payments toward loans
Temporary location if required
The insurance policy will likely specify a monetary value limit, and will
only apply to cases in which the business has suffered financial losses as
a result of an interruption.
This form of insurance can enable a business to remain secure, even when
operations are disrupted.
All insurance policies carry some variety. Different carriers might use
different wording, while customers will have a range of business
interruption coverage options. The types of protection include business
income insurance and civil authority coverage.
No matter what form of policy your business has, you should consult with a
Covid-19 insurance claim attorney to make sure your insurers are acting in
good faith, within the parameters of your contract.
Back to Top
Does Business Interruption Insurance Apply to Covid-19 Claims?
Most insurance companies have not been paying out on Covid-19 business
interruption claims. In many cases, the insurance industry is claiming
that a pandemic does not fulfill the criteria for disruption compensation.
However, the Covid-19 business interruption claim lawyers at Bisnar Chase
strongly oppose this view. We believe that many policies do apply to the
current pandemic, and are ready to fight for clients to make sure they are
Some business interruption coverage policies require the presence of
damage to insured property, such as equipment or a base of operations. But
it has already been argued in some Covid-19 insurance claim cases that the
potential presence of a highly infectious and deadly virus on workplace
surfaces could constitute a form of damage that renders a building and
The Covid-19 virus can live on surfaces, such as desks and door handles,
and can be transmitted by people coming into contact with the virus.
In addition, many companies operating from commercial locations have
language in their business interruption insurance policies allowing for
compensation if they have been forced to close by a civil authority.
In many cases, government guidelines have forced businesses to close, or
limit their operations. While this is an important step in slowing the
spread of the virus, it has also put those businesses at risk. This could
form the basis of a lawsuit against any insurance company denying a claim.
Back to Top
Can You Sue Your Insurance Company Over a Covid-19 Claim?
At Bisnar Chase, we believe that there is plenty of scope to file a
Covid-19 business interruption lawsuit if a claim is denied.
The wording of many insurance policies is vague. As we have shown above,
most policies are open to an interpretation that should allow for Covid-19
We all know that insurance firms will often try to lowball claimants. They
are loyal to their bottom line, and their job is to pay out as little as
possible. This is true of car accident claims, slip-and-fall claims – and
now Covid-19 business interruption claims.
But, by denying these claims and refusing to cover losses from companies
with valid insurance coverage, we believe insurance firms are dealing in
we believe in supporting business owners during this tough time. No
company should be driven out of business by such unpredictable
circumstances beyond their control. We will fight for your rights to
ensure that your business is protected.
Contact our Covid-19 business interruption claim lawyers now for guidance
from a team of experienced legal professionals.
Back to Top
What to do If Your Covid-19 Claim Has Been Denied
If your Covid-19 insurance claim has been denied, you might be able to
take legal action. Follow the steps below to secure expert legal help and
get your case moving as quickly as possible.
➤ Ensure that your case is eligible, using our
➤ Gather evidence which a lawyer can use to help
build your compensation case.
➤ Contact the Covid-19 insurance claim lawyers of
We know that a huge range of businesses have been impacted by the
coronavirus outbreak. At Bisnar Chase, we are able to take on your case
Your business has been established for at least 12 months
Your business has an average annual revenue of at least $200,000
You have valid business interruption insurance covering your operation
Your business has been closed to the public due to the Covid-19
A claim has been made and denied by the insurance company
When contacting our Covid-19 business interruption claim attorneys, you
should provide us with the name of your insurance company and policy.
You may also start assembling evidence, such as:
A copy of your policy
The governmental order impacting your business
Proof of impacted finances (books, receipts, projections)
Notice of commercial building closure
Correspondence with an insurance company regarding a claim
Do not worry if you are not sure what you will need. Our team is
compassionate and helpful and will walk you through every step of the
Back to Top
Current Covid-19 Business Interruption Lawsuits
A series of lawsuits have already been filed against insurance companies
that have rejected coverage claims filed due to the coronavirus pandemic.
➤ Badger Crossing Pub & Eatery, a Wisconsin-based
restaurant, has filed a lawsuit against its policy provider. Owners of the
eatery claim their insurance company is violating its policy contract, and
want compensation for business losses caused by the closure orders issued
by the state governor.
Several businesses have already taken action. Contact a Covid-19 insurance
claim lawyer at Bisnar Chase now to file a lawsuit and keep your insurance
company to their word.
Back to Top
Covid-19 Business Interruption Insurance FAQs
Insurance policies can be confusing at the best of times. In the case of
Covid-19 business interruption policies, arguments are taking place over
broad and non-specific policy language.
If you have questions, you have come to the right place. Some of the most
frequently asked questions are below. If your query is not answered, do
not hesitate to contact the Bisnar Chase team today.
Bisnar Chase is taking on cases in which a business owner has made a
claim that has been rejected by their insurance company. This means that
you will probably have spoken to the insurance company first. After a
claim has been denied, an attorney should be your next call. Consult
with a Covid-19 business interruption claims lawyer before going back to
the insurance company.
Some insurance policies have virus exclusion language, denying claims in
which a business has been disrupted by a virus. However, you may still
have a case. In the case of the Covid-19 pandemic, an argument could be
made that businesses have been hit by the governmental orders. Our
lawyers will form the strongest case possible for you.
Bisnar Chase works on contingency. This means that all expenses are
advanced, and clients will not face out-of-pocket costs. You will not
have to pay anything unless we win your case. This is especially
important in the current climate.
Yes, we are taking on nationwide Covid-19 business interruption claim
cases. If you run a company in the U.S. which needs help in fighting for
the insurance compensation owed through your policy, we can help. Call
(800) 561-4887 or visit www.BestAttorney.com now.
Back to Top
The Impact of the Coronavirus
Covid-19 has taken a great toll, both in terms of human lives and the
quality of life for a huge number of people.
Schools have been closed, sports have been canceled, countries have been
closed to international travel. Beyond that, restaurants have closed their
doors, and only essential services have been able to remain open, as
residents are told to shelter within their homes and observe social
These measures are considered to be an important step in flattening the
curve and halting the spread of the virus. However, they also have a
drastic effect on long-standing businesses which have suddenly lost the
ability to work at their offices and make their usual revenue.
Government orders have forced many businesses to close temporarily in a
bid to enforce social distancing. While some essential services have been
allowed to stay open, even those businesses have been impacted.
For example, dry cleaners have lost a huge portion of business, with most
people working from home. Other stores have had to massively lower their
customer capacities, or introduce a ‘one in, one out’ policy.
The list of industries affected by the Covid-19 crisis is extensive. It
Elective medical facilities
Garages and auto parts
Hotels and hospitality
At Bisnar Chase, we believe in helping businesses to ensure that they
survive beyond this temporary crisis.
Back to Top
Current Business Interruption Insurance Claim Laws
The subject of Covid-19 business interruption insurance claims is brand
new. It was not an issue until the pandemic hit, and as such the
understanding of the law is still emerging.
In some areas, moves have been made to make it easier for businesses to
make Covid-19 claims through their policies.
Lawmakers in Washington D.C. have discussed a bill
which would include a clause allowing companies to secure compensation
through their business interruption coverage.
Unsurprisingly, these moves have been fiercely opposed by insurance
companies. The insurance industry claims that it could be bankrupted if it
is forced to pay out on Covid-19 claims.
But that is not a good reason to turn down a claim. Business interruption
insurance is vital for a well-prepared operation, for exactly this reason.
It protects against the unexpected. Companies that pay their premiums
should be able to rely on their policies when disaster strikes.
Contact the coronavirus insurance claim lawyers of Bisnar Chase for help
in fighting for fair compensation now.
Back to Top
Taking on the Insurance Companies
Bisnar Chase is extremely experienced when it comes to taking on insurance
companies and winning. We have handled countless cases, from car accidents
to premises liability, involving an insurance firm making a lowball offer
– or refusing to pay out entirely.
It is the job of an insurance agent to pay out as little as possible.
Insurance companies often have vast legal teams in place to help them
protect their bottom line. This is why it is important to hire an
experienced lawyer to handle your side of the case.
Our attorneys are excellent negotiators and consistently secure fair
settlement offers for their clients. But they are also fearless trial
lawyers who will not back down from a courtroom challenge. Make sure you
have the best in your corner when you take on an insurance company and its
Back to Top
Hiring the Right Business Interruption Claim Lawyer
Bisnar Chase is a top-rated law firm with a team of outstanding attorneys
ready to win your case.
While some law firms focus only on out-of-court settlements, our team is
filled with effective trial attorneys who have plenty of courtroom
experience. They are dedicated, compassionate, and skilled, providing a
strong attorney/client relationship and unparalleled legal guidance.
The proof is there for all to see; Bisnar Chase has been in business for
more than 40 years and has a
96% success rate. Over the years we have helped more than
12,000 clients, winning compensatory payouts totalling
more than $650 million for them.
We believe in supporting our community and making sure justice is done.
With so many people struggling during this Covid-19 crisis, it is
important to us that we help to safeguard jobs and support businesses,
allowing them to thrive again when the pandemic has passed.
Covid-19 business interruption claim lawyers of
Bisnar Chase now for help in fighting for the compensation you are
entitled to from your insurance company. Call
here to email us
and arrange a free consultation.
Back to Top
Bisnar Chase Personal Injury Attorneys 1301 Dove St., #120 Newport Beach,
CA92660 (949) 203-3814