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Insurance Companies Are Subjecting Vulnerable Seniors to Insurance Scams

Seniors are often the unwitting victims of frauds and scams by unscrupulous individuals. In the American Association for Justice's recent report entitled "Standing Up for Seniors: How the Civil Justice System Protects Elderly Americans," it appears that seniors are often the victims of nursing home neglect and of frauds perpetrated by large insurance companies as well.

During the 1980s and 1990s Interstate Service Insurance Agency signed up thousands of seniors for long-term care policies with promises of low premiums that would stay fixed. Despite their promises, the insurance company increased the "policy rate" which had the effect of raising premiums for everyone. Because of this scam, seniors saw their premiums increase by as much as 800 percent!

Unfortunately, there are many other such scams that were and are being perpetrated against seniors. In the 1990s, National Heritage Life Insurance Company defrauded elderly policyholders of $450 million. Prudential, one of the largest insurance companies in the country, scammed millions of seniors by tricking customers with existing life insurance policies into buying new policies that were more expensive and offered no additional benefits.

United American agents, masquerading as representatives of federal agencies, pressured hundreds of seniors into buying insurance that cost more and provided less than the insurance they already had. In 2003, United American settled charges that it had defrauded senior citizens in the sale of Medicare policies.

Regulators have had a hard time handling these massive insurance industry scams. The civil justice system has taken up the slack. In the case of Interstate's scam, due to regulatory loopholes, regulators were unable to act. Attorneys hired by the victims however were able to obtain more than $12 million for more than 13,000 seniors who got the premiums rolled back and ensured future increases were banned.

Because of this and other litigation brought by insurance lawyers for some nursing home abuse victims, insurance companies like Prudential, John Hancock, Met Life, and New York Life have all been forced to compensate policyholders for scams like the ones described above.

If you suspect that you or someone you love has been the victim of an insurance scam, there is hope. Consult with an elder abuse lawyer, so you can determine the strength of your case and what you may be entitled to. Call Bisnar Chase Personal Injury Attorneys expert elder abuse attorneys, at 800-849-4905. The call is free. The advice may be priceless.

Call the personal injury lawyers in Los Angeles for a free professional evaluation of your rights by attorneys who have been representing victims of medical malpractice and senior abuse since 1978. You will experience award winning representation and outstanding personal service by a compassionate and understanding law firm in a comfortable environment.

call now for free help 949-203-3814

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Look for These
Signs of Neglect:

  • Broken or fractured bones
  • Head injuries
  • Open wounds, cuts, punctures, untreated injuries in various stages of healing
  • Broken eyeglasses, dentures, hearing aids
  • Signs of punishment or physical restraint
  • Your loved one tells you they have been mistreated
  • A sudden change in behavior
  • The nursing home refuses to allow unsupervised visits
  • If your loved one exhibits any of the above signs, know your rights and contact an attorney today.

Client Reviews of Bisnar Chase

“My sister in law referred me to Bisnar Chase after I was rear ended on the 405 in January. They went over everything with me for best and worst case scenarios of my car accident claim. I fully knew what to expect and was informed every step of the way. That was a major factor to me! In addition to my settlement which I was really happy with, I couldn't believe how great their whole staff treated me. I really felt like "me" as a person mattered a lot to them. Would highly recommend!”

reviewed at on April 16th, 2014


“I went to them from a recommendation from my tax attorney. They have a good rap, and they talk the talk, so far they have walked the walk. I will update after the court case happens. The communication is fantastic, my case isn't worth a lot, but it would appear like they enjoy their work, rather than trying to leech out my money. They don't bill me for every phone call, which is nice!! I would recommend them as well, very professional and efficient.”

reviewed at on December 7th, 2012


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Upfront they said they weren't defense attorneys, but (after winning numerous severe dog bite cases over the years) they took the time to line item their opinion of how events would unfold (putting my mind at ease). In this day and age, the fact they took the time out of their busy day to respond so thoroughly to a cry for help ( inwhich they had absolutely nothing to gain), speaks volumns about the integrity of this firm. I wouldn't hesitate to use them, or refer them.”

reviewed at on May 11th, 2012



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What Should I Do If I Suspect Elder Abuse?

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Spotting Signs of Elder Abuse

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