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Why Do Insurance Companies Limit Car Accident Payouts?

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Why your insurance company limits payouts

"Insurance companies limit payouts because that's where their profit is. You got to remember that when you pay your auto insurance premium, only 2 or 3 percent of that dollar that you pay in premium goes to profit. However, every dollar saved on your claim is a dollar of profit. So therefore it's 33 times more profitable for the insurance company to save a dollar on your claim than it is to get a dollar in premium payments. They are in the business to make money, they aren't in the truth justice fairness and the American way business. They are a for profit business, and they will make their profit wherever they can."

"I'm John Bisnar, the senior partner at Bisnar Chase law firm. We exclusively represent seriously injured accident victims from our office in Newport Beach, California."

Watch other car accident videos.

Orange County Office

1301 Dove St. #120
Newport Beach, California 92660
949-203-3814

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Client Reviews of Bisnar Chase

“I am very pleased with the results this law firm obtained for me. Their professionalism, attentiveness and friendliness was outstanding. They listened to me, answered my questions, advised me and kept me informed. A truck hit my car causing me serious injuries, medical bills, lost time from work and damaged to my car. They took care of everything wonderfully. They helped with getting my car repaired and a rental car. They helped me get medical help. They got my doctor bills paid, kept me from having to go to court and obtained a settlement for me beyond my expectations. Four of my family members have used these guys and had equally good experiences. One of my relatives consulted with them and got great advise about handling her matter. Mr. Bisnar told her she didn't need an attorney and told her how to handle it. She couldn't believe the compassion and great advise, especially without a fee. Mr. Bisnar helped my brother-in-law get a multiple six-figure recovery in an employment law dispute. Starting with the receptionist, my paralegal, the paralegal supervisor, Mrs. De La Torre, Mrs. Barker and Mr. Bisnar himself, everyone was helpful, friendly and professional. It was a refreshing experience after a bad accident. They send me a birthday card with a Baskin Robins gift certificate every year. In January they send me chocolate dipped fortune cookies. They have even offered me Lakers' tickets. They certainly didn't forget me after my case was done.”

by Kim E.

reviewed at Yelp

“Were very helpful, even if you don't hire them. Sent them some questions by email of my case and were very fast on getting back to me with sound advice. Didn't end up needing to get a lawyer, and it was very comendable on their part to be honest with their advice.”

by Denisse S.

reviewed at Yelp

“Happy the way my case went. The only thing that got the other insurance company to hear me was "here is the number to my attorney", I shouldn't have waited so long to call an attorney. Thank you isn't enough.”

by Jen Hefler

reviewed at Facebook

See All Ratings And Awards

The BISNAR CHASE Difference

  • “I was in a serious auto accident when I was in law school. I had to hire a personal injury attorney and had a really bad experience.”

    John Bisnar

    on what made him want to become a personal injury attorney

  • “If you hire Bisnar | Chase and we don't recover money for you in your case, you owe us absolutely nothing.”

    Brian Chase

    on whether or not you would owe money if your case was lost

  • “Whatever the philosphy of the management is, is going to be carried through by the employees and it’s going to reflect on the experience the clients have.”

    John Bisnar

    on his philosophy on running a law firm

  • “The insurance companies are going to be investigating that accident the day it happens. You need to have a lawyer on your side the day it happens as well.”

    Brian Chase

    on when you should contact an attorney

  • “The first thing we want to do with our clients is to relieve the stress. Make them feel comfortable. Treat them as an honored guest.”

    John Bisnar

    on how he would define superior client representation

  • “It's hard to answer that question right up front without a thorough analysis. What I can guarantee you is, with the resources of Bisnar | Chase we will maximize the value of your case.”

    Brian Chase

    on what your case is worth

Bisnar Chase Personal Injury Attorneys
1301 Dove St #120
Newport Beach, CA 92660

local: (949) 203-3814
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California Personal Injury Blog