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Southern California Personal Injury Attorney - Bad Faith Attorneys
Most people purchase insurance as protection against loss; injury or a catastrophic event. People who have not had frequent dealings with insurance companies assume, once they own the policy that they are in good hands and will be compensated if they suffer the loss for which they've bought insurance. This is not always true. As many consumers can tell you, insurance companies often look for ways to deny claims, even if their excuses for denying claims are unsubstantiated. The attempt to avoid paying justified claims is what has come to be known as "bad faith". You are placing your "faith" in your insurance company when you buy a policy from them, "bad faith" is the insurance company's breach of your trust, its betrayal in denying your claim for an insincere, fraudulent or false reason.
"Bad faith" can also be the result of your insurance company's refusal to pay the full benefits for which you have contracted. For example, you are injured and your medical bills are $25,000.00 and your insurance company agrees to pay only $15,000.00.
When an insurer denies your claim, there may be a good reason, but there may also be no reason at all. Many consumers feel that they must automatically agree to a denial of benefits. This is not the case. Question any denial; challenge it. An insurance company approaches a claim as something to avoid if at all legally possible. Insurance companies do not make money paying out claims, but from collecting premiums from policyholders. Bear that in mind when you submit your claim. Your own diligence and complete documentation can be your best weapon in dealing with an insurance company over a disputed claim.
The Southern California Personal Injury Attorneys of BISNAR | CHASE are dedicated to making sure that your rights are protected and that insurance companies live up to the "faith" you have placed in them.
Latest Articles
Car accidents are a part of the risk that we all take when we get behind the wheel. And what a risk there is! Over six million auto accidents occur each year in America. Many are small enough not to worry about, but others require repairs, which can add up quickly, and still others may result in injuries that require medical attention. More... |
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With millions of vehicles on the road each day around the state of California, and with auto insurance coverage being mandatory state policy, you would think that you were safe, driving next to people. More... |
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Please feel welcome to visit our Law News page when researching legal issues.
Check out the Personal Injury Lawyer News in order to stay current with recent car accident news. Also, feel free to visit the Personal Injury Attorney News Portal for the latest information in this area. If you want more up-to-date accident news, you will want to visit the Personal Injury Lawyer blog frequently. Have more questions about auto accident news? Chech out the Personal Injury Legal blog. For the latest personal injury news, read Personal Injury Attorney Blog. If you haven't read the new Personal Injury Attorney Lawyer Blog you are in for some great stuff. Please feel free to read posts on the California auto accident attorney blog for news on personal injury incidents. Read the latest auto accident news in Spanish on the Noticias y Consejos de Accidentes blog.
Read more about BISNAR | CHASE's Southern California accident attorneys.
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