San Bernardino Personal Injury Lawyers
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A serious personal injury often occurs when you least expect it - in the form of a car accident, a truck accident or serious motorcycle accident or as the result of a dangerous and defective product. In each one of these cases, your injury may have occurred due to another person or entity's negligence or wrongdoing. However, injured victims end up paying the price, at least initially.
Injuries affect victims not just physically, but also emotionally and financially. Such traumatic incidents leave victims seriously concerned about their future and their family's finances. Medical bills may be piling up quickly. You may not be able to work as your injuries heal. Often, injured victims also get very little help from the insurance company. In fact, they make matters worse by not telling you everything and playing hardball. This is when you need an experienced San Bernardino personal injury lawyer on your side, fighting for your rights and looking out for your best interests.
Victims of personal injuries in San Bernardino undergo significant physical, emotional and financial challenges. When an individual is severely injured in a car accident, a slip-and-fall accident or due to a defective product, the consequences can be devastating. First and foremost, the family is burdened with medical expenses, from emergency room costs and hospitalization to surgery, rehabilitation and continuing care.
In the case of catastrophic injuries where victims are unable to return to work, the family also loses out on income and benefits they would have otherwise received in the future. Victims and their families often end up making decisions that could affect them for the rest of their lives within days of suffering a traumatic incident. This is why it is important that they guard against making those mistakes that could seriously jeopardize their personal injury claim.
Contacting an Experienced Injury Lawyer
If you have been injured as the result of someone else's negligence or wrongdoing, it is imperative that you have an experienced San Bernardino personal injury lawyer who will fight for your rights and protect your interests. Whether you have been injured in a car accident, by a defective product or in a dog attack, the skilled personal injury attorneys at BISNAR CHASE will tirelessly fight for your rights until justice is served. We always work on a contingency fee basis, which means you don't pay anything until we have recovered compensation for you. We have a remarkable 98 percent success rate with personal injury cases. Please contact us at (800) 561-4887 for a free, comprehensive and confidential consultation.
The Insurance Adjuster is Not On Your Side
Believing that the insurance adjuster is working for them is one of the first big mistakes that accident victims make. Insurance adjusters work for the insurance companies. Their job is to ensure that the company makes a profit. How do they do this? By keeping your payout at a minimum, even if it means that your valid claim is denied. Insurance companies are not predisposed to own up to their obligations in an injury case, unless they are made to do so. This is where a personal injury lawyer comes in. Your attorney is your advocate who will fight for your rights and ensure that your interests are put first, and protected.
Rushing into a Settlement
It is in the insurance company's best interests that you rush into a settlement and sign off on their low payout. When it comes to settling your personal injury claim, patience is key. This is because when you suffer an injury, it could go from bad to worse very quickly. A quick settlement is in the insurance company's favor. The insurance adjuster knows that the sooner you sign off on a settlement agreement, the less his company will have to pay you.
Wait to file your claim until a clearer picture emerges. Take into account all the losses including lost future income or income you will lose in the future because you cannot return to your pre-injury job. You may also need continued treatment and care for your injuries. For example, if you have suffered whiplash injuries, you may not even feel the full impact of the injuries for weeks or even months after the accident. When your condition deteriorates you may have to seek costly treatments such as physical therapy, which tends to be an out-of-pocket cost, especially if you need it in the long term. Once you have signed the settlement, you cannot add these types of costs that surface later.
Preserving Evidence and Recording Damages
A number of personal injury claims are jeopardized due to lack of evidence or because the damages were not properly recorded. Evidence in personal injury cases may include items such as incident reports, medical records, photographs, eyewitness testimony, physical objects such as torn or bloody clothing. For example, in a car accident case, the vehicle is the most important piece of evidence. Such evidence will undoubtedly help bolster and strengthen your personal injury case.
It is also crucial that you maintain a comprehensive record of all the damages you have sustained as a result of the injury. Examples of these items include medical bills, emergency transportation costs, medication bills, cost of renting medical equipment, surgery, number of days of work and wages lost, hospital expenses and physical therapy or rehabilitation costs. You should also factor into this list lost future income and help you have had to hire because you cannot perform certain tasks. For example, if you have hired a housekeeper to cook and clean the house while you are recovering, those expenses can be recovered.
Choosing the Right Injury Lawyer
It is often best to make an appointment to meet with the lawyer you want to retain. If you are seriously injured and unable to go in person, the best personal injury lawyers will come to you or have a telephone consultation with you. Our firm will even send a car for you as we make every effort to accommodate clients and potential clients with whatever they need. During your initial consultation, it is a good idea to ensure that the lawyer has handled cases similar to yours.
Evaluate the lawyer for knowledge, skill, behavior and integrity. Do they seem like they genuinely care about your situation? Once you have decided to retain an attorney, you will sign a contract. Most personal injury firms, including BISNAR CHASE work on what is called a contingency fee basis. This means that our clients do not get charged any fees until we win their case and they are compensated. Our fee is usually a percentage of what the client receives as compensation.
Our experienced San Bernardino personal injury lawyers are passionate in the pursuit of justice and fair compensation for clients and their families. We have a remarkable 98 percent success rate with personal injury cases. Whether you have been injured in a car accident, by a defective product or in a dog attack, we will tirelessly fight for your rights until justice is served. Please contact us at (800) 561-4887 for a free, comprehensive and confidential consultation.
Dealing with Insurance Companies
After a car accident, most of us assume that if we have some type of auto insurance, property damage and injuries will be covered. This is a false assumption. Having some auto insurance coverage is not the same as having sufficient auto insurance coverage. According to recent numbers, about 15 percent of California's drivers are uninsured. That number was steadily increasing at the economy declined. This means that if the other party is fault and he or she is uninsured, you may have a problem seeking compensation for your damages.
Often, injured victims are horrified to find out somewhere along the process that the insurance company is not their friend. For a seasoned personal injury lawyer, this comes as no surprise. Because denying claims and minimizing payouts is how insurance companies remain in business and make their profits. The job of an insurance adjuster is to save the company money by settling your claim for as little as possible. If you were seriously injured in an accident, you may not be in the best position to fight and win against insurance companies. Hiring the right lawyer may be the best decision you can make to protect yourself and your family.
What to Do after an Injury?
Although you may need a skilled injury lawyer to represent you, it is important that you take some important steps immediately after you suffer the injury:
File a report. If you are involved in a car accident, make sure your name gets into the police report. Tell the authorities what you saw and experienced. If you were involved in a slip-and-fall accident, file a report with the property owner or manager. Always obtain copies of such reports.
Collect contact information. Get contact information and insurance details for other parties involved. Also get contact information from anyone at the scene who may have witnessed the incident.
Take photographs. If you have a cell phone take photographs of the accident scene or the location where you were injured. Take photos of your injuries as they heal.
Preserve evidence. This is vital if you intend to pursue a claim. For example, in a car accident, the vehicle is the most important piece of evidence. In a dog bite incident, torn or bloody clothing must be preserved. If you have been involved in an accident on the job involving defective equipment, the piece of equipment should be preserved. An experienced injury lawyer will be able to send a spoliation letter demanding that these types of important evidence be preserved. It is crucial to ensure that such vital pieces of evidence are not lost, misplaced or destroyed.
Get medical attention. After your accident, it is not only important to get medical attention, but also follow doctor's orders and get the treatment you need to make a quick and complete recovery.
Document all your losses. Create a systematic way of documenting all your losses including medical expenses, wages lost, hospital costs, tasks you cannot perform at home and rehabilitation expenses, to mention a few.