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California Car Accident Victim receives Close to $100,000.00 when At-Fault Driver only had $30,000 In Insurance

The Orange County auto accident attorneys at Bisnar Chase have recently obtained $99,990.00 for a client who suffered injuries in a California car accident where the at-fault driver only had $30,000 in insurance. Linda, a Honolulu, Hawaii resident, was traveling on the 15 Freeway in Southern California when she was struck from behind. Linda was then pushed into the vehicle in front of her and suffered fairly serious injuries.

Since the at-fault driver only had a $30,000 insurance policy form Continental American Insurance Company (CAIC), and had caused damage to two different not-at-fault drivers, the Bisnar Chase law firm negotiated a split of the $30,000 between the two innocent drivers. The majority, $23,618.39, went to their client, Linda and the balance to the other not-at-fault driver.

In addition to the California mandated liability coverage, Linda purchased Uninsured Motorist Bodily Injury coverage (known as "UIM") in the amount of $100,000. UIM coverage protects traffic injury victims from uninsured and underinsured drivers. The UIM coverage is additional insurance that Linda purchased for her own protection from other at-fault drivers that do not have insurance or do not have enough insurance to cover all of Linda's damages.

According to information released by the Insurance Research Council (IRC), one in seven motorists do not have insurance. The National Association of Insurance Commissioners (NAIC) has found that close to 10.8 billion dollars in costs were attributed to drivers without insurance in 2007.

According to 2010 data from the Centers for Disease Control and Prevention (CDC), medical care costs and productivity losses attributed to motor vehicle accidents exceeded $99 billion. The U.S. Department of Transportation reported that more than 2,000,000 people suffered traffic related injuries in 2009 collisions.

Due to Linda having purchased UIM coverage, the Bisnar Chase attorneys were able to negotiate an additional recovery for her from USAA insurance in the amount of $76,371.61, bringing her total recovery to $99,990.00.

John Bisnar, managing partner of the Bisnar Chase law firm, has helped obtain hundreds of millions of dollars for over 10,000 clients. "Had Linda not purchased UIM coverage, we would not have had the opportunity to obtain the additional $76,000.00. It is typical for $100,000 of UIM insurance to cost less than $40 a year. Too many auto accident victims come to our doors with serious injuries caused by an uninsured driver or a driver with the minimum amount of coverage, $15,000. Linda was very wise to have purchased UIM coverage. It is relatively inexpensive and is the most important auto insurance to have to protect you and your family."

"Economic times have forced many Americans to cut corners, but when it comes to the safety and financial security of you and your family, I highly recommend purchasing as much UIM coverage that your auto insurance carrier will allow." Says Mr. Bisnar.

About: Bisnar Chase, Personal Injury Lawyer Orange County

Bisnar Chase is a California based auto accident law firm that has sustained a reputation as trustworthy professionals who produce consistent results. The firm has been featured on several popular media outlets, including Fox 11, NBC, and CBC. They have produced a significant number of multimillion dollar verdicts and settlements for their clients.

Bisnar Chase attorneys assist auto collision victims in California and provide all of their clients with a "No Win No Fee Guarantee".

For a free consultation call 949-203-3814 or visit their website at http://www.bestattorney.com.

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Client Reviews of Bisnar Chase

“I don’t even know where to start, because I really wanted to write this recommendation even if there was no star or rating to be given! My daughter and I were in a bad car accident in 2011. She received a broke jaw, broken pelvic, broken arm, and a ruptured ear drum. I prayed to the lord while I was in ICU to guide me and send me to the right attorney that would help me and my daughter and not just look at us as a monetary opportunity. After much research I choose Bisnar Chase.
After spending 2 months in the ICU, we were in a long recovery process. Learning to walk, to eat due to wire shut for months! Back to the basic all over again… 4 years later it just came to an end! I tell you I have 2 different paralegals assisting me but Colleen Cadogan was the best I had this past year… This lady, emailed me, called me, send me words of encouragement almost every week! When I least expect it and I had a horrible day or had many questions and concerns she was there! As the paralegal doing her job, but also as a human being, a mother, a wife….just genuinely concern for my daughter and I. As the case came to a close….I will always remember the team of professionals and I would recommended Bisnar Chase to anyone….and be patient, patience”

by Maria Vasquez

reviewed at Google+

“I have used Bisnar and Chase twice now, both for car accidents. Each time I received a fair settlement and honestly received more than I expected. The entire team of Bisnar and Chase were professional, courteous and friendly. The paralegals there are top notch! I cannot express enough how much I appreciated the constant communication from them and how they explained things I didn't understand in such a way that I could.
Will I ever use them again? I only hope not to get into another car accident ever so that I don't have to, but I will definitely use them if I do (knock on wood I don't). I highly recommend Bisnar and Chase if you are considering hiring a lawyer for an automobile accident.”

by Eva Shaffer

reviewed at Google+

“This was not my first accident, Bisnar Chase handled what I definitely didn't want to deal with. Thank you for your professionalism, and for getting my case settled.”

by Krystal Mead

reviewed at Facebook

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The BISNAR CHASE Difference

  • “I was in a serious auto accident when I was in law school. I had to hire a personal injury attorney and had a really bad experience.”

    John Bisnar

    on what made him want to become a personal injury attorney

  • “If you hire Bisnar | Chase and we don't recover money for you in your case, you owe us absolutely nothing.”

    Brian Chase

    on whether or not you would owe money if your case was lost

  • “Whatever the philosphy of the management is, is going to be carried through by the employees and it’s going to reflect on the experience the clients have.”

    John Bisnar

    on his philosophy on running a law firm

  • “The insurance companies are going to be investigating that accident the day it happens. You need to have a lawyer on your side the day it happens as well.”

    Brian Chase

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  • “The first thing we want to do with our clients is to relieve the stress. Make them feel comfortable. Treat them as an honored guest.”

    John Bisnar

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