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California Car Accident Victim receives Close to $100,000.00 when At-Fault Driver only had $30,000 In Insurance

The Orange County auto accident attorneys at Bisnar Chase have recently obtained $99,990.00 for a client who suffered injuries in a California car accident where the at-fault driver only had $30,000 in insurance. Linda, a Honolulu, Hawaii resident, was traveling on the 15 Freeway in Southern California when she was struck from behind. Linda was then pushed into the vehicle in front of her and suffered fairly serious injuries.

Since the at-fault driver only had a $30,000 insurance policy form Continental American Insurance Company (CAIC), and had caused damage to two different not-at-fault drivers, the Bisnar Chase law firm negotiated a split of the $30,000 between the two innocent drivers. The majority, $23,618.39, went to their client, Linda and the balance to the other not-at-fault driver.

In addition to the California mandated liability coverage, Linda purchased Uninsured Motorist Bodily Injury coverage (known as "UIM") in the amount of $100,000. UIM coverage protects traffic injury victims from uninsured and underinsured drivers. The UIM coverage is additional insurance that Linda purchased for her own protection from other at-fault drivers that do not have insurance or do not have enough insurance to cover all of Linda's damages.

According to information released by the Insurance Research Council (IRC), one in seven motorists do not have insurance. The National Association of Insurance Commissioners (NAIC) has found that close to 10.8 billion dollars in costs were attributed to drivers without insurance in 2007.

According to 2010 data from the Centers for Disease Control and Prevention (CDC), medical care costs and productivity losses attributed to motor vehicle accidents exceeded $99 billion. The U.S. Department of Transportation reported that more than 2,000,000 people suffered traffic related injuries in 2009 collisions.

Due to Linda having purchased UIM coverage, the Bisnar Chase attorneys were able to negotiate an additional recovery for her from USAA insurance in the amount of $76,371.61, bringing her total recovery to $99,990.00.

John Bisnar, managing partner of the Bisnar Chase law firm, has helped obtain hundreds of millions of dollars for over 10,000 clients. "Had Linda not purchased UIM coverage, we would not have had the opportunity to obtain the additional $76,000.00. It is typical for $100,000 of UIM insurance to cost less than $40 a year. Too many auto accident victims come to our doors with serious injuries caused by an uninsured driver or a driver with the minimum amount of coverage, $15,000. Linda was very wise to have purchased UIM coverage. It is relatively inexpensive and is the most important auto insurance to have to protect you and your family."

"Economic times have forced many Americans to cut corners, but when it comes to the safety and financial security of you and your family, I highly recommend purchasing as much UIM coverage that your auto insurance carrier will allow." Says Mr. Bisnar.

About: Bisnar Chase, Personal Injury Lawyer Orange County

Bisnar Chase is a California based auto accident law firm that has sustained a reputation as trustworthy professionals who produce consistent results. The firm has been featured on several popular media outlets, including Fox 11, NBC, and CBC. They have produced a significant number of multimillion dollar verdicts and settlements for their clients.

Bisnar Chase attorneys assist auto collision victims in California and provide all of their clients with a "No Win No Fee Guarantee".

For a free consultation call 949-203-3814 or visit their website at http://www.bestattorney.com.

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Client Reviews of Bisnar Chase

“Recently, I had to find a personal injury attorney on a case that had special circumstances. I had a car accident that is almost due to expire and unfortunately, in the beginning, I decided no [sic] to get an attorney. And oh boy am I regretting it. I didn't have a lot of respect for lawyers before this. And because of that, I made the decision not to represent myself two years ago. Altho [sic] they were not able to help me, Mr. Bisnar was so helpful that he directed me in a manner that I didn't need an attorney at all. He was funny and charming. It was my fault for not going the standard route, but next time, I will definitely not hesitate to contact these attorneys for any of my legal needs. I was VERY impressed. I don't use those words lightly (especially about attorneys!) so this is no bull! neither was Mr. Bisnar of Bisnar and Chase.”

by Morgana R

reviewed at Yelp

“Anytime I had a question I understood the response and would be responded to in a timely fashion. I really enjoyed talking to Lorraine. She was so bubbly and made me feel appreciated as a client. All the ladies I spoke to were wonderful.”

by Jen

reviewed at Super Pages

“I was in an accident and it was the other persons fault. I call [sic] Bisnar Chase and they came to my door and took down all the information to get the case going. Not only did they do a fantastic job during the whole process, they got me a little more money too. ;) Thank you Bisnar Chase and Staff for your help. It truly has made a difference.”

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The BISNAR CHASE Difference

  • “I was in a serious auto accident when I was in law school. I had to hire a personal injury attorney and had a really bad experience.”

    John Bisnar

    on what made him want to become a personal injury attorney

  • “If you hire Bisnar | Chase and we don't recover money for you in your case, you owe us absolutely nothing.”

    Brian Chase

    on whether or not you would owe money if your case was lost

  • “Whatever the philosphy of the management is, is going to be carried through by the employees and it’s going to reflect on the experience the clients have.”

    John Bisnar

    on his philosophy on running a law firm

  • “The insurance companies are going to be investigating that accident the day it happens. You need to have a lawyer on your side the day it happens as well.”

    Brian Chase

    on when you should contact an attorney

  • “The first thing we want to do with our clients is to relieve the stress. Make them feel comfortable. Treat them as an honored guest.”

    John Bisnar

    on how he would define superior client representation

  • “It's hard to answer that question right up front without a thorough analysis. What I can guarantee you is, with the resources of Bisnar | Chase we will maximize the value of your case.”

    Brian Chase

    on what your case is worth

Bisnar Chase Personal Injury Attorneys
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Newport Beach, CA 92660

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