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California Lyft Car Accident Lawyer

If you or a loved one has been involved in a car crash with a Lyft or any other rideshare vehicle, the experienced California car accident lawyers at Bisnar Chase can help you better understand your legal rights and options. It can be quite challenging for those involved in a crash with a Lyft vehicle to grasp the complexity of liability and accountability issues involved.

Our experienced Lyft accident lawyers have more than 35 years of experience representing the rights of seriously injured accident victims and their families. Contact us to obtain more information about pursuing your legal rights. Call 1-800-561-4887 for a free consultation.

What is Lyft and How Does It Work?

Lyft is a rideshare application. Ridesharing is gaining in popularity with increase in fuel prices and the cost of auto insurance. Lyft is an application that you can use for finding rides. A user gets on the application and requests the ride. The Lyft driver picks him or her up. The passenger pays the Lyft driver after arriving the destination.

While the service is a good way for drivers who have some extra time or are headed in the same direction as another person who is in need of a ride to make some quick cash, there is always the danger of a car crash and the question of who is liable.

While Lyft has insisted on many occasions that they have extensive coverage in the event that one of the drivers gets into an accident, it is critical to make sure that the coverage actually applies to your specific situation.

It is important to remember that the average personal car insurance policy will not cover damages that occur during commercial use. And auto insurance companies often view ridesharing as "commercial use."

Will Lyft's Policy Cover Damages?

When you look at a typical auto insurance policy, it will cover carpooling, which is defined as several passengers in the same car, going to a common location and sharing the cost.

However, when an individual begins to make a profit from driving people around, it becomes a commercial venture and therefore necessary to get commercial auto insurance, similar to an insurance policy cab drivers have.

If you are injured in an accident while riding a Lyft car, the insurance company might deny your claim because they will not cover damages for an accident that occurred when the vehicle was being used for commercial purposes.

There is also the question of whether Lyft's policy will pay for any damages. The terms of the policy state that coverage is "limited to liability and does not pay for any collision, comprehensive or other types of damage."

What this essentially means is that that Lyft driver could be held personally responsible for any injuries and damages that occur as he or she is transporting passengers.

When a Lyft driver is in "Driver Mode," but has not picked up a passenger, then Lyft provides what it calls contingent liability insurance. This insurance applies when the Lyft driver's insurance is not available. This contingent liability coverage is $50,000 per person and $100,000 per accident for personal injury, and $25,000 per accident for property damage.

Reporting an Accident to Lyft

If you or someone you love has been involved in a Lyft vehicle, it is important to file a police report and get a copy for your records. You also report the accident to Lyft. The claims phone number for Lyft is 855-865-9553.

It is very important to exercise caution when it comes to what you tell claims adjusters, regardless of whether they are with Lyft or work for an insurance company. Remember, anything you say could and probably will be used against you during the claims process.

In addition to reporting the incident to Lyft, you should also report it to your own insurance company. In some case, particularly if the driver does not have proper insurance coverage, you may be able to seek damages through the uninsured motorist clause of your own auto insurance policy. But, you may not be able to do that if you don't report the incident to your insurance company right away.

Protecting Your Rights

If you have been injured in a crash involving a Lyft vehicle, be sure to get prompt medical attention and treatment. Save all receipts, invoices and paperwork relating to expenses you have incurred as a result of the accident and your injuries.

Contact an experienced Lyft car accident lawyer who will help protect your rights every step of the way and secure maximum compensation for your losses.

Call Bisnar Chase at 800- 561-4887 for a no-cost consultation and case assessment.

 


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Client Reviews of Bisnar Chase

“After a bad accident, we were lost on how to handle the insurance agents, the paperwork involved and the claims representatives. We contacted Bisnar Chase and they took care of everything. It gave us the peace of mind we needed to heal. I am very impressed with their level of professionalism and their compassion. We definitely recommend Bisnar Chase.”

by Vanessa Sampson

reviewed at Google+

“I am very pleased with the results this law firm obtained for me. Their professionalism, attentiveness and friendliness was outstanding. They listened to me, answered my questions, advised me and kept me informed. A truck hit my car causing me serious injuries, medical bills, lost time from work and damaged to my car. They took care of everything wonderfully. They helped with getting my car repaired and a rental car. They helped me get medical help. They got my doctor bills paid, kept me from having to go to court and obtained a settlement for me beyond my expectations. Four of my family members have used these guys and had equally good experiences. One of my relatives consulted with them and got great advise about handling her matter. Mr. Bisnar told her she didn't need an attorney and told her how to handle it. She couldn't believe the compassion and great advise, especially without a fee. Mr. Bisnar helped my brother-in-law get a multiple six-figure recovery in an employment law dispute. Starting with the receptionist, my paralegal, the paralegal supervisor, Mrs. De La Torre, Mrs. Barker and Mr. Bisnar himself, everyone was helpful, friendly and professional. It was a refreshing experience after a bad accident. They send me a birthday card with a Baskin Robins gift certificate every year. In January they send me chocolate dipped fortune cookies. They have even offered me Lakers' tickets. They certainly didn't forget me after my case was done.”

by Kim E.

reviewed at Yelp

“Great experience all around. Their staff was friendly and helpful throughout the entire process. They forward all of your fees till your case gets resolved.”

by Rachel R.

reviewed at Yelp

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